Breck Honea

Welcome to the Breck Honea State Farm Agency!

With 22 years of experience as an insurance agent, I am proud to have spent my career helping individuals, families, and small businesses with their insurance needs. Our agency is here to help customers with Auto, Home, Life, Disability, and Small Business Insurance.

I grew up in Magee, Mississippi, where I played baseball at Co Lin Community College before attending The University of Southern Mississippi. I graduated with a degree in Finance with an emphasis in insurance. Today, my wife, Carolyn, and I live in Montgomery, Alabama, with our two daughters, Larkin and Harleigh. When I’m not in the office, I love spending time at the lake and playing golf.

My interest in finance and insurance led me to a career where I can help people prepare for life's uncertainties. I believe insurance choices matter, and I enjoy making the process simple while providing reliable guidance when customers need it.

At our agency, we take the time to understand each customer's individual needs and concerns. We believe in consistent communication, following through, and being there for the people we serve. Our goal is to build lasting relationships and provide helpful guidance along the way.

I am a firm believer in lifelong learning and have earned the ChFC, CLU, and RICP designations. I continue to grow my knowledge so I can better serve the people in our community.

Giving back to the community is especially important to our agency. We love supporting our local first responders and host a lunch every July to honor and appreciate the first responders of the River Region. We are grateful for the work they do for our community and enjoy coming together each year to recognize their service.

Whether you are in Montgomery or throughout the River Region, our team is here to help with your insurance needs. We would love the opportunity to get to know you and be part of the community we are proud to serve.

Frequently Asked Questions (FAQ)

Q: What's an effective way to get car insurance quotes?

A: Getting a car insurance quote is easier than you might think. You can start online, give our office a call, or stop by to talk through your options. We'll help walk you through coverage choices and help you find something that fits your needs. Breck works with Montgomery residents to find coverage that fits.

Q: How quickly can car insurance coverage start?

A: Car insurance coverage can often start the same day, depending on your situation. Connect with Breck for insurance guidance in Montgomery.

Q: What coverage is required when leasing a car?

A: If you're leasing a vehicle, the requirements are usually a bit higher than standard coverage. In most cases, you'll need liability, comprehensive, and collision coverage, and the leasing company may need to be listed on your policy. We're always happy to walk you through exactly what's needed. In Montgomery, you can count on Breck for personalized service.

Q: How would you explain renters insurance?

A: Renters insurance is coverage that helps protect your personal belongings and provides personal liability protection while renting a home or apartment. Breck is here to help your Montgomery household feel covered.

Q: What is life insurance?

A: Life insurance helps provide financial support to your beneficiaries and can help cover expenses like debts, living costs, or future needs. Looking for coverage? Talk with Breck about your options in Montgomery.

Q: Is homeowners insurance required?

A: Homeowners insurance requirements can vary depending on your state and situation, but most lenders will require it if you have home financing. Even when it's not required, many homeowners choose to carry coverage to help protect their home and financial well-being from unexpected events. Breck serves Montgomery, AL and is happy to help with your insurance needs.